John Huff, Director

Department of Insurance, Financial Institutions, & Professional Registration
Truman Building, Room 530
P.O. Box 690
Jefferson City, Missouri 65102
573/751-4126
difp.mo.gov

The mission of the Missouri Department of Insurance, Financial Institutions and Professional Registration is to efficiently and effectively encourage a fair and open market for consumer service industries.

The department is committed to the following objectives:

  • To maintain consumer confidence by examining and monitoring the financial industries and business professionals.
  • To protect public interest by establishing coherent and evolving policies that balance the interests of consumers, professionals and industry.
  • To effectively enforce state laws and regulations governing business to protect consumers from unfair and inequitable treatment.
  • To lower the burdens of regulation and the cost to consumers by increasing efficiencies.
  • To encourage a competitive environment for industries and professions that gives consumers access to quality products.

Consumer Affairs Division

  • Helps the public resolve complaints, provides information on insurance policies and investigates insurance fraud
  • Provides insurance education and outreach activities to Missouri consumers

Insurance Solvency & Company Regulation Division

Insurance Market Regulation Division

  • Regulates the performance of insurance companies in the marketplace by reviewing policies, rates, products and marketing strategies
  • Performs market conduct examinations to ensure equitable treatment of policyholders, determine legal compliance and monitor the insurance marketplace

Division of Finance

  • The Division of Finance executes laws relating to banks, trust companies, savings and loans, consumer credit companies, credit services organizations and money order companies in Missouri
  • Ensures the safety and soundness of financial institutions for Missouri consumers through financial examinations

Division of Credit Unions

  • The Division of Credit Unions oversees the examination, supervision, chartering, merger and liquidation of credit unions
  • Responds to consumer complaints about credit union services and operations

Division of Professional Registration

  • The Division of Professional Registration licenses qualified professionals, appropriately enforcing standards and maintaining an open communication network among over 400,000 professional Missourians
  • Supports 39 professional licensing boards that process applications, administer examinations and conduct investigations into possible professional misconduct

Resource Administration Division

  • Conducts department-wide administrative support functions including accounting, human resources, budget and information systems coordination
  • Licenses insurance producers, public adjusters, bail bond agents and surplus lines brokers