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• Frequently asked questions
• Health insurance for Seniors
• Long-term care insurance
• Insurance for autism treatments
• Options after your health care has been terminated
• File a complaint against a health care provider
• Consumers

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Auto Insurance

• Consumer’s Guide to Auto Insurance – Learn if you need to purchase auto insurance, how to select an insurance agent, what types of auto insurance are available and more.
• Compare auto insurance policies in Missouri
• Frequently asked questions
• Glossary of insurance terms
• Credit History and Insurance FAQ
• Learn more about auto insurance…

Buying & Financing a Car

• Motor Vehicle Sales Tax Calculator
• Safety Inspection Stations
• Titling & Registration
• Learn more about buying a car and driving in Missouri.

Personal Finance

Marriage

A marriage license is issued by the Recorder of Deeds in each Missouri county and is valid only in Missouri. Marriage license applicants are not required to be Missouri residents.

Both must appear in person before the recorder of deeds or a deputy recorder and present valid identification containing date of birth, along with a Social Security card, to apply for a marriage license.

Fees for a marriage license and copies may vary by county.

For more information on marriage licenses and to find what documentation is required, contact your county’s Recorder of Deeds at www.MoRecorders.com or view a list of county officials.

Marriage Laws (Revised Statutes of Missouri 451)

Divorce

Every party not represented by counsel who participates in a family law case shall use the forms approved by the Supreme Court. You are advised to check with your local court to determine if additional specific forms are necessary for representing yourself.

Marriage & Divorce Certificates

Marriage licenses can be obtained from the Recorder of Deeds Office in the county where the license was obtained. Divorce decrees can be obtained from the Circuit Clerk in the county where the divorce was granted. Only Certified Statements Relating to Marriage or Divorce can be obtained from the Bureau of Vital Records in Jefferson City. These statements list limited information such as names of individuals/parties, dates, and county of record. Certified statements can be helpful if an individual is not certain of the county of record or other similar circumstances.

DCI mission statement

We protect Missouri consumers through our oversight of the insurance industry, banks, credit unions, professional licensees, and utilities
operating in the state. We educate and advocate for Missourians as well as regulate fairly and impartially the industries and professionals
under our purview.

DIVISION OF CREDIT UNIONS (CU)

• Examines and oversees Missouri’s 83 state-chartered credit unions.
• Responds to consumer complaints concerning credit union services or operations.

DIVISION OF FINANCE (DOF)

• Charters and examines Missouri’s 193 state-chartered banks, non-deposit trust companies and savings and loan associations to
safeguard the deposit and trust assets of account holders and ensure that trust in Missouri’s financial system is maintained.
• Licenses and examines consumer credit companies, credit services organizations, money order companies, mortgage broker
companies, and mortgage loan originators to verify that consumers receive the protections afforded by law.

INSURANCE COMPANY REGULATION DIVISION (CR)

• Monitors and analyzes the financial solvency of insurance companies licensed in Missouri to ensure consumer claims can be paid.
• Licenses and regulates captive insurance companies, authorized reinsurance companies, and other insurance-related entities.
• Reviews all premium tax, surplus lines tax, and captive premium tax filings.

INSURANCE CONSUMER AFFAIRS DIVISION (CA)

• Acts as a liaison between consumers and the insurance industry by receiving complaints against insurance companies, insurance
producers (agents), and other licensees.
• Investigates complaints to ensure consumers are being treated fairly under the law.
• Conducts education and outreach to Missourians about insurance topics.

INSURANCE MARKET REGULATION DIVISION (MR)

• Reviews insurance policy forms and materials to ensure compliance with Missouri laws and regulations.
• Conducts market analysis and market conduct examinations, and investigations of insurance companies to protect policyholders and
ensure laws are followed.
• Monitors Missouri’s insurance market through the collection and compilation of industry financial and claim data.

OFFICE OF THE PUBLIC COUNSEL (OPC)

• Represents the public and the interests of utility customers in proceedings before the Missouri Public Service Commission.
• Provides guidance to landowners facing the condemnation of their property through the use of eminent domain.

DIVISION OF PROFESSIONAL REGISTRATION (PR)

• Supports 41 professional licensing boards and commissions responsible for licensing and regulating the activities of Missouri
professionals.
• The boards and commissions process applications, administer examinations, and when warranted – conduct investigations into
possible professional misconduct which may result in disciplinary action against the practitioner.

PUBLIC SERVICE COMMISSION (PSC)

• Independently governed commission that regulates investor-owned electric, natural gas, steam, water, and sewer utilities in Missouri.

Locate a health facility near you

Search for hospitals, federally qualified health centers and rural clinics.

Medicare & Medicaid

Medical Services, MO HealthNet
The goals of the MO HealthNet program are to promote good health, to prevent illness and premature death, to correct or limit disability, to treat illness, and to provide rehabilitation to persons with disabilities.

Insurance

Health Insurance (Department of Insurance)
Frequently asked questions, database of complaints, explanation on coverage requirements, and more.

Consumers can access also insurance company filings for rates, rules and forms through SERFF Filing Access (SFA). Access insurance company filings.

Flood Driving Safety

More than half of all flooding deaths are in motor vehicles. Be aware that very small streams, gullies, creeks, culverts, dry streambeds, that appear harmless in dry weather are often the most dangerous areas when flash flooding occurs. Many flash flooding deaths occur when vehicles are swept off low-water crossings that are not meant to be crossed during flooding. Remember – TURN AROUND, DON’T DROWN!

• If you must drive when it’s flooding to get somewhere safe, check MoDOT’s Traveler Info Map for road closures.
• Never expect barriers to block off flooded low-water crossings or bridges because floodwaters often rise so quickly authorities cannot close a road in time.
• Never think that because you made it across a flooded low water crossing in the past that you’ll make it the next time.
• Never be tempted to drive into floodwater because it appears shallow. Looks are deceiving and the roadway may not be intact. Floodwater often washes out roads or compromises their structural integrity.
• If you wind up in flood water and your vehicle stalls, leave it immediately and seek higher ground. Rapidly rising water may engulf the vehicle and sweep it away.

Learn more about driving safely during a flood.

Evacuating During a Flood

Be aware of flood hazards no matter where you live, but especially if you live in a low-lying area, near water or downstream from a dam. When a flash flood watch is issued, you’ll need to evacuate on a moment’s notice. Take steps to prepare for a flood before one happens.

Flood Water Safety

If there is a chance of flash flooding, move immediately to higher ground. Flash floods are the #1 cause of weather-related deaths in the U.S. Even after initial flooding, rain from other areas in the state can change water levels to rise again.

Power Outages after a Flood

Floods can cause damage to both above-ground and underground electrical equipment, which can affect service in many areas. Never enter a flooded area where water may be electrically charged from electrical appliances or underground and downed power lines.

• If someone is electrocuted, call 911 and take these steps.
• Before turning the power in your house back on, call your service provider and have an electrician make sure it is safe.
• If a generator is your only current option for power, follow these tips and NEVER run a generator inside a home or garage, or connect it to your home’s electrical system.
• Even with the generator outside, carbon monoxide can still leak into your home through open windows or doors. Know the signs of carbon monoxide poisoning.

Learn more about safety during power outages.

CDC Safety Tips

Flooding comes with many health and safety risks. If you know how to reduce the harm and protect your overall health it can significantly help ease the burden of a major disaster. Personal hygiene and wound care for victims, proper immunizations for cleanup crews, and the risk of mold are all common issues that are explained by the Centers for Disease Control and Prevention.

As the waters recede from the record flooding Missouri experienced this spring, residents and businesses have been left with millions of dollars in damages, and Missourians are coming together to recover. The entire Missouri state government is committed to working with the federal and local government agencies, as well as businesses, non-profits, and individual citizens to accelerate the recovery effort. As part of that commitment, this website was created as a single source to help you easily and quickly find the information and disaster-related resources that you need.

Latest Recovery Updates:

• Through Saturday, more than 750 Missouri families have been served at the first nine Multi-Agency Resource Centers (MARCs) for flood survivors.
• MARCs are open TODAY from 11 a.m. – 7 p.m. in Franklin and Oregon counties. Check the complete schedule for the six remaining MARCs in Alton (Oregon County) and Pacific (Franklin County) on MONDAY; Gainesville (Ozark County) and House Springs (Jefferson County) on TUESDAY; Doniphan (Ripley County) on WEDNESDAY; and Arnold (Jefferson County) on THURSDAY here.
• This Mother’s Day, 10 SEMA/FEMA Disaster Assessment Teams are working with local emergency managers to survey damage in preparation for a federal disaster declaration request from Gov. Greitens. Learn about the damage assessment process here.

Missouri Recovery Media Coverage

Seniors Prepared Meals for Flood Victims, Workers (from Washington emissourian.com)

Resources to help you:

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Winters in Missouri bring the potential for dangerous snow and ice storms, which can lead to hazardous driving conditions, the loss of heat and electricity and other risks to life and safety. Extended periods of sub- freezing temperatures can also pose hazards. The best way to prepare is to plan ahead and follow local weather forecasts and news reports. Also, think about the winter hazards discussed here and select an icon to learn more.

Winter Driving Safety

When it’s snowing or a major snowstorm is in the forecast, there’s nothing more important for your safety and the safety or others than the decisions you make about driving. Avoiding a non-essential trip during a snowstorm might not only prevent a traffic crash, it can allow road crews to clear roads more quickly and keep you from becoming stranded. Before hitting the road, decide whether the trip is necessary. If you must drive when it’s snowing, here are some safety tips from the Missouri State Highway Patrol.

• Follow the local weather forecast and traffic reports. Plan travel during times when snow or icing are not in the forecast. Avoid unnecessary travel.
• Check MoDOT’s Traveler Info Map for road conditions.
• Allow extra travel time and expect delays.
• Reduce speed and increase following distance. Drive based on conditions, NOT the posted speed limit.
• Focus 100 percent on driving because you have less control of your vehicle and less visibility. Use your headlights to increase your visibility to other drivers.
• Understand that bridges and overpasses often ice over sooner than other parts of the road.
• Place an ice scraper, battery booster cables, blankets, extra coats, gloves, water, non-perishable food, flashlight, and a bag of sand or cat litter in your trunk.
• Keep you gas tank at least half full.
• Travel with a fully charged cell phone. Park your vehicle before calling if you need help. *55 on a cellular phone connects you to the closest Missouri State Highway Patrol headquarters.
• Clear your vehicle’s windows completely before driving to ensure visibility.
• Never overreact or slam on the brakes. If you begin to slide, steer in the direction of the slide to regain control of the vehicle.
• Understand 4-wheel-drive vehicles may provide extra traction to get a vehicle moving in snow, but they are not better at braking or handling turns.
• If you must travel in a snow storm, let others know about your route, destination and estimated time of arrival.
• If you become stranded in deep snow and are idling the engine to keep warm, be sure to keep the area around the tailpipe clear to avoid carbon monoxide poisoning inside the vehicle. Also, open a window slightly to let in fresh air.

What to Do if you Get Stranded

Staying in your vehicle when stranded is often the safest choice if winter storms create visibility so poor that you can’t see or if roadways are ice covered. These steps will increase your safety when stranded:

Staying Safe in Your Home during a Winter Power Outage

The loss of power and heat for extended periods during a winter storm can create potential safety risks in your home. As families prepare to use generators and alternate heat sources to keep warm, it is essential that they are aware of the risks and hazards to ensure personal safety.
If you lose heat to your home, temporarily close off less essential rooms and remain in one area of the residence. Keep warm by wearing several layers of clothing, gloves and a wool hat. Eat regularly and drink ample fluids, but avoid caffeine and alcohol.

Flashlights and battery-powered lighting should be kept in the home and ready to use during a power outage. NEVER use candles as a light source. Generators should never be operated indoors and must be well vented to prevent fumes from entering a home.

When using kerosene heaters maintain ventilation to avoid a build-up of toxic fumes. Refuel kerosene heaters outside and keep them at least three feet from flammable objects. If the pipes freeze, remove any insulation or layers of newspapers and wrap pipes in rags. Completely open all faucets and pour hot water over the pipes, starting where they were most exposed to the cold (or where the cold was most likely to penetrate).

Whenever an ice storm or some other weather event has the potential to knock out power, charge your family’s cell phones to make sure you’ll have a way to communicate and get information if power is lost.

Learn more about safety during power outages.

Avoiding Hypothermia and Frostbite

Find a Warming Shelter Near You

Extended exposure to extremely cold temperatures, particularly if there are high winds, can present serious health hazards. During bitter cold temperatures it’s important to make trips outdoors as brief as possible and to remember these safety tips.

Dress Warmly and Stay Dry

Begin by dressing correctly for the cold. Several layers of loose-fitting clothing is a good way to start. Then remember the following: a hat; a scarf or knit mask to cover your face and mouth; sleeves that are snug at the wrist; mittens, which are warmer than gloves; and a water-resistant coat and boots.

Understanding Frostbite and Hypothermia

Frostbite is an injury to the body that is caused by freezing. Frostbite causes a loss of feeling and color in affected areas. It most often affects the nose, ears, cheeks, chin, fingers, or toes. Frostbite can permanently damage the body. The risk of frostbite is increased in people with reduced blood circulation and among people who are not dressed properly for extremely cold temperatures.

Staying Safe When Shoveling Snow

• Check with your doctor. Because shoveling can place high stress on the heart, speak with your physician first. If you have a medical condition or do not exercise regularly, consider hiring someone to remove the snow.
• Dress appropriately. Light, layered, water-repellent clothing provides both ventilation and insulation. It is also important to wear the appropriate head coverings, as well as mittens or gloves and thick, warm socks. Avoid falls by wearing shoes or boots that have slip-resistant soles. Take a break if you feel yourself getting too hot or too cold.
• Watch for ice patches and uneven surfaces. Make sure that your hat or scarf does not block your vision. Be aware of your surroundings and alert for snow plows if you go into the street to dig out a vehicle.
• Clear snow early and often. Begin when a light covering of snow is on the ground to avoid trying to clear packed, heavy snow. Take frequent breaks and replenish fluids to prevent dehydration. If you experience chest pain, shortness of breath or other signs of a heart attack, seek emergency care
• When possible, push the snow instead of lifting it. If you must lift, take small amounts of snow, and lift it with your legs: Squat with your legs apart, knees bent and back straight. Lift by straightening your legs, without bending at the waist. Then walk to where you want to dump the snow; holding a shovelful of snow with your arms outstretched puts too much weight on your spine.
• Do not throw the snow over your shoulder or to the side. This requires a twisting motion that stresses your back.
• Use a shovel that is comfortable for your height and strength. Do not use a shovel that is too heavy or too long for you. Consider buying a shovel that is specially designed to prevent too much stooping. Space your hands on the tool grip to increase your leverage.

Winter Ice and Water Safety

What may appear to be frozen over lakes or ponds can be inviting spots for ice skaters and children who would like to explore during Missouri’s winter months. Even in bitter cold temperatures, ice conditions on bodies of water can be extremely uncertain. The only guaranteed safe skating ice is at a skating rink.

Read tips about staying safe around frozen lakes and ponds

Gov. Nixon marks 60th anniversary of Korean War armistice in Washington, Mo.

Battleship USS Missouri’s instrumental role in Korean War

USS Missouri fires her guns against enemy positions during the Korean War.

The battleship USS Missouri is best known for its role in World War II, which included the Sept. 2, 1945 signing of the Empire of Japan’s unconditional surrender in Tokyo Bay, ending the war. But the Missouri also played a key role in the Korean War. As we mark the 60th anniversary of the armistice that ended the Korean War on July 27, 1953, here’s a brief look at the Missouri’s support of U.S. forces off the coast of Korea during America’s “Forgotten War.”

The USS Missouri was ordered to Korea at top speed in June 1950, battling typhoon winds in order to offer aid and support to U.N. troops on the southeastern shore of South Korea in June 1950. Soon after, the Missouri traveled farther north to aid U.N. troops behind enemy lines at Inchon. When the North Koreans retreated, the Missouri led a task force that landed at Wonson, North Korea.

As U.N. troops pushed into North Korea, China entered the conflict, forcing U.N. forces to pull back. The USS Missouri’s 16-inch guns were able to provide enough support to the U.S. Marines to cover their sea evacuation from the Chosin Reservoir.

In late March 1952, the Missouri was relieved of its duties in the Korean Combat Zone. In October 1952, the Missouri returned to North Korea to carry out naval raids bombarding factories, transportation lines and communications facilities. The USS Missouri left Korea for the last time on March 25, 1953.

During the Missouri’s two deployments in Korea, the ship fired a total of 3,000 tons of projectiles. (Source: Missouri State Museum USS Missouri exhibit.)

USS Missouri Today

On March 31, 1992 the USS Missouri was decommissioned for the final time, and on Jan. 29, 1999 the ship was stationed as a centerpiece of the Battleship Missouri Memorial in Pearl Harbor.

Currently, the USS Missouri serves as an exhibit at the memorial, offering historical displays original to the ship and its service. For more information about the USS Missouri and the Battleship Missouri Memorial, visit ussmissouri.com.

Medal of Honor Recipients

Three Missourians received the Medal of Honor for their service in the Korean War. The Medal of Honor is the United States’ highest military honor, awarded for acts of valor above and beyond the call of duty. The medal is awarded by the President in the name of Congress to U.S. military personnel only. All three Missourians received the award posthumously.

Richard G. Wilson

• Rank and organization: Private First Class, U.S. Army, Co. 1, Medical Company, 187th Airborne Infantry Regiment.
• Place and date: Opari, Korea, 21 October 1950.
• Entered service at: Cape Girardeau, Mo.
• G.O. No.: 64, 2 August 1951.

Citation: Pfc. Wilson distinguished himself by conspicuous gallantry and intrepidity above and beyond the call of duty in action. As medical aid man attached to Company I, he accompanied the unit during a reconnaissance in force through the hilly country near Opari. The main body of the company was passing through a narrow valley flanked on 3 sides by high hills when the enemy laid down a barrage of mortar, automatic-weapons and small-arms fire. The company suffered a large number of casualties from the intense hostile fire while fighting its way out of the ambush. Pfc. Wilson proceeded at once to move among the wounded and administered aid to them oblivious of the danger to himself, constantly exposing himself to hostile fire. The company commander ordered a withdrawal as the enemy threatened to encircle and isolate the company. As his unit withdrew Private Wilson assisted wounded men to safety and assured himself that none were left behind. After the company had pulled back he learned that a comrade previously thought dead had been seen to be moving and attempting to crawl to safety. Despite the protests of his comrades, unarmed and facing a merciless enemy, Pfc. Wilson returned to the dangerous position in search of his comrade. Two days later a patrol found him lying beside the man he returned to aid. He had been shot several times while trying to shield and administer aid to the wounded man. Pfc. Wilson’s superb personal bravery, consummate courage and willing self-sacrifice for his comrades reflect untold glory upon himself and uphold the esteemed traditions of the military service.

Billie G. Kanell

Citation: Pvt. Kanell, a member of Company I, distinguished himself by conspicuous gallantry and outstanding courage above and beyond the call of duty in action against the enemy. A numerically superior hostile force had launched a fanatical assault against friendly positions, supported by mortar and artillery fire, when Pvt. Kanell stood in his emplacement exposed to enemy observation and action and delivered accurate fire into the ranks of the assailants. An enemy grenade was hurled into his emplacement and Pvt. Kanell threw himself upon the grenade, absorbing the blast with his body to protect 2 of his comrades from serious injury and possible death. A few seconds later another grenade was thrown into the emplacement and, although seriously wounded by the first missile, he summoned his waning strength to roll toward the second grenade and used his body as a shield to again protect his comrades. He was mortally wounded as a result of his heroic actions. His indomitable courage, sustained fortitude against overwhelming odds, and gallant self-sacrifice reflect the highest credit upon himself, the infantry, and the U.S. Army.

Charles R. Long

Citation: Sgt. Long, a member of Company M, distinguished himself by conspicuous gallantry and intrepidity above and beyond the call of duty in action against an armed enemy of the United Nations. When Company M, in a defensive perimeter on Hill 300, was viciously attacked by a numerically superior hostile force at approximately 0300 hours and ordered to withdraw, Sgt. Long, a forward observer for the mortar platoon, voluntarily remained at his post to provide cover by directing mortar fire on the enemy. Maintaining radio contact with his platoon, Sgt. Long coolly directed accurate mortar fire on the advancing foe. He continued firing his carbine and throwing hand-grenades until his position was surrounded and he was mortally wounded. Sgt. Long’s inspirational, valorous action halted the onslaught, exacted a heavy toll of enemy casualties, and enabled his company to withdraw, reorganize, counterattack, and regain the hill strongpoint. His unflinching courage and noble self-sacrifice reflect the highest credit on himself and are in keeping with the honored traditions of the military service.

Source: U.S. Army

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2025 State of the State Address, January 28, 2025, 3:00 pm

Past streams:

Inauguration Ceremony, January 13, 2025, 11:30 am

2024 State of the State Address, January 24, 3:00 pm

2023 State of the State Address, January 18, 3:00 pm

2022 State Of The State Address, January 19, 3:00 pm

2021 State Of The State Address, January 27, 3:00 pm

Inauguration Ceremony, January 11, 2021. 11:00 am

Prayer Service, January 9, 4:00 pm

State of the State, January 15, 2020. 3:00 pm

State of the State, January 16, 2019. 3:00 pm

Video feed begins at 38 minutes. Click here to view on YouTube at the 38 minute mark.

General Assembly Address, June 11, 2018. 5:00 pm

Swearing-in ceremony of Missouri’s 57th Governor: Michael L. Parson, June 1, 2018.